Never see building your credit as a monthly bill, but an investment into your own personal economy. We're here to make it easy. Ask us about Flexi-billing, the feature that allows you to pick the date of the month that works for you!
Must also subscribe to credit monitoring service ($29.99 value) included in your monthly service price)
Ideal for credit needs improving credit (have collections, charge-offs, bankruptcy)
Must also subscribe to credit monitoring service ($39.99 value) included in your monthly service price)
This monitoring gives scores specifically for those buying a home.
Buying within next 6 - 12 months (Includes Standard package plus, homebuyer instruction/education) mortgage lender referrals for your specific situation) referrals for real estate agents mortgage companies
Must also subscribe to credit monitoring service ($29.99 value) included in your monthly service price)
This package is for includes services from all tiers. Receive free DIY ebook to continue improving credit after program ends plus exclusive video training on how to handle the credit bureaus
Must also subscribe to credit monitoring service ($29.99 value) included in your monthly service price)
This package is for No credit, very little credit (Recommended for young adults) Get you ready for purchasing, secured credit cards that to get you qualified for major credit unsecured cards, car loans and apartment leasing. This program averages 3-4 month in length w/ personalized mentoring) **IF YOU HAVE COLLECTIONS ACCOUNTS YOU WILL AUTOMATICALLY BE MOVED TO STANDARD TIER PKG. THIS PRICE IS
One $100 1st work fee required to get started, due 24 hours after signed agreement then $49 per item deleted. You will receive an invoice every monthly showing items deleted & charges. If there was no deletion(s) the invoice will reflect a zero balance
Recommended for those who may have 1 or 2 items on their credit reports that may need some attention
(Items in the Public Records Section of you Credit Reports of the 3 major credit bureaus are not eligible. You will be moved to the standard tier
*Enroll here for your credit monitoring below by clicking the link for the package you chose
*We do not charge an hourly fee
*We make recommendations based on your true situation and goals, not based on fantasy, but we make sure it's real.
*We charge less than you would pay for a few hours with an attorney
* Credit repair can take 6-12 months. The credit reporting agencies have a legal requirement to investigate any disputes that are raised nut often will use stall tactics. Once a dispute is received, the agency has 30 days to investigate and respond. If additional information is needed, the investigation can take longer.
Additionally, some negative items, such as bankruptcies or foreclosures can be more difficult even with inaccurate data.
However, every case is not the same. It depends on your specific situation. There is no one size fits all, we customize your plan to your reports and situation, this information will give us an idea of how long it will take and what kind of service you will need from us.
Therefore, we can offer pay per deleted item if you don't have that many items, however in most cases we have found the monthly program to be the most cost effective.
IMPORTANT:
Customers WILL NEED TO HAVE credit monitoring during the credit repair process for the following reasons:
We do not stick you with any hidden fees. You receive a non-binding monthly contract that can be cancelled at any time. The purpose of this contract is to state the services that will be performed for you on a monthly basis make sure that the price quoted to you is honored. (This must be done by federal law as a way to protect you the consumer.
*You don't to wait for a phone call from us to know where you stand. You get a personalized secure portal to see your scores, reports & track your entire repair/building process with 24x7 access. Transparency to let you know where you stand and good communication throughout each month is a key to good relationship with our customers.
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Welcome! to Encore Consumer Credit Improvement