Frequently Asked Questions

---

We are based in the Hampton Roads Virginia area & can serve clients in other states.

No. We are Credit restoration organization who operates in a way to improve one's credit rating in compliance with all federal and state laws and guidelines. We do not give out legal advice nor advise financially although we may partner attorneys and partner with organizations that offer financial services. 

Yes. We love to educate about credit and the importance of having it.  We can do seminars for any type of organization including non-profit organizations, corporate seminars, church & religious organizations, and many more.  We educate on Id theft & how to offer $1M insurance coverage with zero deductible to help you recover when you suffer a financial loss due to ID theft. Find out more and signup for 3 bureau credit monitoring with monthly reports & score updates.  Sign up www.smartcredit.com/EncoreCreditImprovement